Islamic Home Purchase Plan

Residential Property Finance > Islamic Home Purchase Plan

Islamic Home Purchase Plan

Kuwait Finance House PLC has been offering Shari’ah compliant home purchase plans since 1997.

Our home finance services have evolved over time and are in accordance with Islamic Shari’ah.  We pride ourselves in providing solutions that specifically deal with individual circumstances. Whether clients are based in the UK or overseas, looking to purchase or refinance a property in the UK for private residence or for investment purposes, we are here to help. Our bespoke service means that we are perfectly at home providing home purchase plans to the following:

Individuals

Private Investment Companies

Partnerships

Trusts

Portfolio Landlords

Whether providing home purchase plans to an individual or a company we do not differentiate on price and fees. We are able to provide home finance to assist on a Regulated (owner occupation) or Buy to Let basis and consideration can be given to income earnt in both GBP and Foreign Currency.

Our home finance is primarily secured against properties located in Prime, Central and Outer London and within the Home Counties, however, as our terms and home finance criteria can be tailored to individual needs we may be able to consider other locations on a case by case basis.

We accept business directly or via mortgage brokers and have a dedicated and experienced team ready to assist with specific needs.

For further information please call our Islamic Finance Department on +44 (0) 207 487 6933 or email us at info.kfhplc@kfh.com

Calls may be recorded or monitored.

Opening hours – Monday to Friday 9am – 5pm  UK time (excluding UK Bank Holidays)

As a last resort, your home may be repossessed if you do not keep up repayments on your Home Purchase Plan

Facing Financial Difficulty

Over the past few years, there have been many changes to our world and despite all of this, we are now facing unprecedented times with a rise in the cost of living.

Unexpected life events, physical and mental health conditions, caring responsibilities, and even financial crime can have a significant impact to our lives. If you have had a recent change in circumstances or need help for whatever reason, please do let us know, so we can ensure your personal needs and circumstances are taken into consideration.

Whether you are a homeowner or a Buy-to-Let landlord and you are facing financial difficulties or are worried that you may do, we are here to support you. We will work with you to find the most appropriate solution.

Please get in touch on the telephone number or email address above. Where possible, we will get back to you at a time convenient for you

Help and advice

In these challenging times you may wish to obtain some independent advice. There are free advice agencies such as those listed on the following fact sheet from the Financial Conduct Authority Information sheet – Arrears (fca.org.uk) and also helpful guidance if you are struggling to pay your mortgage on the UK Government Moneyhelper website .

How to Complain:
If you wish to make a complaint about any aspect of our services, please see the useful links at the bottom of this page and click on the “How to Complain” tab for full details of how to contact us in the way that is most convenient for you.

Historic information relating to Mortgage Payment Holidays

In accordance with FCA guidelines new applications for a Mortgage Payment Holiday closed with effect from 31 March 2021.

If you have used the scheme and are still worried about your mortgage payments, then we would urge you to contact us as soon as possible on the contact details shown above or speak with your relationship manager.

Owner Occupied – Ijarah Home Purchase Plan

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Buy to Let Rent Only – Ijarah Home Purchase Plan

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Buy to Let Rent & Acquisition Payment – Ijarah Home Purchase Plan

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Owner Occupied & Buy to Let – Ijarah Home Purchase Plan

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How can I open an Account ?

Please call us at +44 (0) 20 7487 6500, email at info.kfhplc@kfh.com, or visit our London branch at 35 Portman Square, London, W1H 6LR. For more information click on the Contact Us button below.

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